Today
This month, so far
K0
This is your profit: what came in, minus what went out.
Your book is open. Write down one thing and the picture starts.
No adverts · Works without network · Your figures stay on your phone
Nothing written down today yet. One entry now keeps the whole month true — even K40 of piece work.
What this page is telling you
- Came in
- Every kwacha you received this month — maize sold, milk, a wage, a loan.
- Went out
- Every kwacha you paid — fertilizer, transport, piece work, water, even K40.
- Profit
- What came in, less what went out. That is what the farm really earned you. If the number has a minus in front of it, you lost money this month.
To begin, do these three things:
- Count the cash in your pocket and type it in the box below.
- Write down one thing you paid for — tap Add, then the amount.
- Say how much profit you want this month, so the app has a mark to judge you against.
An entry takes about twenty seconds. Nothing is sent anywhere — it stays on this phone.
What you own, less what you owe
Cash in your hand, plus what your unsold harvest is worth, plus money people owe you — then take away what you owe others. The answer is what is truly yours today.
K0
Put it on your phone
Open it with one tap, like your other apps. It still works where there is no network.
The profit you are aiming for
Check your cash against the book
Type the money that is really in your pocket. If the app expected a different amount, one entry is missing or was written twice — nothing is lost, you just fix it.
What you spent it on
Biggest first. This is where your money went this month.
What one bag costs you
Your last entries
Write it down
Every kwacha counts — especially the small ones. K40 of piece work, written down, is K40 you can account for at the end of the month.
My records
My plan
Three questions, answered in order: what am I aiming for, what has actually happened, and what would one change do.
The goal
What profit you want, and by when. One figure and one date — nothing else.
The truth so far
Only what you have written down. No guessing, no rounding up.
Your profit, worked out
What you can change
Move one number and watch the profit move. Nothing here is saved — it is only for thinking.
The numbers behind it
Prices and your bag count. Everything above is worked out from these.
Prices you can trust
The app uses these prices when it works things out. Change any of them as soon as you know today's price.
A price without a date is only a guess. Check it before you sell.
Your bags this season
Used to work out what one bag costs you, and how many bags the profit sum is spread over.
Looking ahead
What this season's harvest could be worth. A guess, not a promise.
Maize reference: FRA 2026 floor K347 per 50 kg bag. Open-market offers have been around K220 — check today.
Nothing on this page changes your records. The goal is a hope, the truth is arithmetic, and the rest is a question you are allowed to ask more than once.
The other things that matter
Money owed in either direction, what you have not sold, the price list, a document for the bank, and the settings behind the book.
Language
The words on this site, in the language you read best. Your records are not changed.
Who owes you
What you have not sold
Bags you have not sold, and inputs you have not used. They are worth money, but they are not cash in your hand.
Food you kept at home
Maize or other food you ate at home instead of selling. It still counts as something you gained.
Your season account
Suggestions and comments
Feel free to comment. What should be added, what confused you, what would help you most?
1 means it needs work. 5 means it is very good.
For example: “I want a similar website for a bakery business”, “add a section for chickens”, “show it in Bemba”. Your note goes to the owner's records and is never published.
This book
Every link keeps its own book. If you open a different address, you are looking at a different, empty book.
Settings
Categories
Your data lives on this device. Back it up before changing phone.
Show it to a lender
One document on the CS AgriCalc letterhead — your name, phone and email, what came in, what went out, your real profit, and what you own today. A bank, a co-operative or a buyer will accept it.
Print sends it straight to a printer. Save as PDF keeps the file on this phone, so you can send it on WhatsApp or take it to a bank. Both are the same one-page document.
What the words mean
- Profit
- What is left after you take out everything you spent.
- Loss
- You spent more than you received. It is not a failure — it is normal before a harvest.
- Received
- Money that came to you.
- Spent
- Money that left you.
- What you have
- Cash in your hand, plus things you have not sold, plus money people owe you, minus money you owe.
- Things you have not sold
- Bags and inputs still with you. Worth money, but not cash in your hand.
- Who owes who
- Money between you and another person, in either direction.
- Lowest price
- The price a bag must reach so that you do not lose money.
- Target
- The amount you want to keep, and the date you want it by.
Who built this
CS Academic Press
Design and architecture of CS AgriCalc 2026 — the calculator, the letterhead, the printed record and this app.
WhatsApp 0978 110 840 · Call +260 978 110 840
Lusaka, Zambia · printing, finishing, academic formatting and design.
CS AgriCalc 2026 · records, not payments · made for Zambian farms
build …
Crop guide
What your crop should look like — and what to write down.
Stage notes are in English for now.